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But large default rates on subprime mortgages can not account for the severity of the crisis.
en.wikipedia.org Another parallel between the student loan industry and the mortgage industry is the fact that subprime lending ran rampant over the past few years.
en.wikipedia.org Subprime loans targeted at vulnerable and unsophisticated homeowners often lead to foreclosure, and those victims more often fall to equity stripping scams.
en.wikipedia.org Between 20042006 the share of subprime mortgages relative to total originations ranged from 18%21%, versus less than 10% in 20012003 and during 2007.
en.wikipedia.org First, during late 2007, over 100 mortgage lending companies went bankrupt as subprime mortgage-backed securities could no longer be sold to investors to acquire funds.
en.wikipedia.org